Welcome to CAPS

Electronic Check Verification

Our Check Acceptance Protection Service (CAPS) is a must in today's market.  Providing virtually real time access to over 210 million consumer accounts, CAPS will keep you from taking checks written on Closed Accounts or accounts that already have outstanding checks or with negative balances.  

Constantly monitoring accounts for potentially fraudulent activity, CAPS check verification will flag suspicious accounts before you accept the check, thus stopping losses before they occur.

CAPS check verification will also let you set parameters for check acceptance by location, keeping tighter limits at stores located in high risk areas and less stringent limits at stores with less liability.  

CAPS can be run from most point of sale terminals or cash registers.  While dial-up is still supported, Internet access is the preferred method of access.   Extremely fast transaction times make it usable where other systems have only managed to back the lines up.