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Electronic Check Conversion
eSoftPayPayment

eSoftPayment allows you to accept any customer's check, both business as well as consumer, and send them to our ACH department for processing.  When considering the implementation of electronic checks at your place of business, Check Assist can offer both guaranteed and non guaranteed service plans.  

Check Assist offers eSoftPayment for countertop use as well as eSoftPayment for the based PC.    Our eSoftPayment for Windows allows the user to process not only Point of Purchase transactions, but Checks by Phone, and Lockbox transactions as well.   

Both systems can provide real time check verification services through the CAPS system.  CAPS allows merchants to see —virtually in real time—whether a customer’s account is currently open, closed, overdrawn, or in good standing.

Benefits of the eSoftPayment service: 

  • As the process is electronic in nature, many of the expenses associated with paper checks are eliminated.

    • No more wasted time filling out deposit slips or making unnecessary trips to the bank.  

    • Eliminate the banks returned deposited item fee assessed on paper NSF checks, typically $5.00 - $7.50 per item.

    • Find out about fraudulent or NSF items in hours instead of days.  Getting faster access to return information helps prevent you from accepting more bad checks from the same account.

    • Automatic electronic re-presentment of NSF items.

  • Anytime Access.  Our 24/7 web access allows you to view individual batches as well as any returned items.   Converted check images front and back are available in real time and remain online for 90 days. 

  • Update your Accounts Receivable.   Our web reporting supports several formats that you can use to update your accounts receivable or check collection package automatically.  (If your format isn't already supported, your Check Assist representative can have it added.)  

Please contact Laurie Clark at (888) 436-5101 Ext 21 for more information about eSoftPay.